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Universal Merchant Bank (UMB) is a full-service financial institution offering tailored banking products and services. Established on March 15, 1972, UMB has grown into a leading Ghanaian indigenous bank, renowned for its financial expertise and innovative solutions.
Through our Corporate, Business, Private, Personal, and E-Channels Banking divisions, we serve the diverse financial needs of individuals, businesses, and institutions. Our Trade, Treasury, and Credit departments further enhance our offerings with specialized and innovative banking products.
With 35 branches across Ghana, three UMB Centres for Businesses (Kumasi, Accra, and Kasoa), and an extensive ATM network, UMB ensures banking is convenient, accessible, and seamless for all our customers.
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